Insurance
When disaster strikes, every minute matters
In a CAT event, the carriers who reach customers first — with accurate damage assessments, fast measurements, and guaranteed pricing — are the ones who build lasting loyalty. Nearmap gives your claims teams everything they need to act before the competition, settle faster than the industry standard, and get policyholders back on track sooner.)
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The complete CAT response toolkit
Before the storm makes landfall, you can identify every insured property in the impact zone. As early as 24–48 hours of impact, you can assess damage across thousands of properties remotely. Within days, you can settle the clear-cut cases — using accurate measurements, guaranteed materials pricing, and repairability analysis — before most carriers have dispatched their first adjuster.
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Disaster Insights
Post-disaster imagery before most adjusters can mobilize
Nearmap ImpactResponse delivers high-resolution post-event imagery as early as 24–48 hours of a qualifying disaster, giving claims teams a property-level view of damage before the first notice of loss has been filed. Pair post-event imagery with our historical archive for instant before-and-after comparison to make confident triaging decision and identify pre-existing damage.
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ImpactResponse
Be ready to act when the storm clears
Nearmap ImpactResponse lets you identify every insured property in a storm’s projected path. Stage loss adjusters in the right locations, predict claim volume by geography, and prepare reserves based on modeled exposure rather than historical averages. When the event passes, triage impacted policies immediately and direct adjusters to the properties with the greatest damage or most complex claims.
Reach your impacted policyholders
Post-event imagery combined with AI-powered damage classification gives your team the ability to identify affected properties and initiate contact before most policyholders have returned home. Kin Insurance assessed 40,000 properties remotely after Hurricane Ian and supported more than 50% of total claimants within the first five days — without a single adjuster visiting a site. That’s what proactive CAT response looks like in practice.
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Know exposure before the claims come in
AI-powered damage detection assesses individual properties across your entire portfolio automatically, giving you an accurate picture of real losses soon after a CAT event. Accurate reserves from day one mean faster claims payments, fewer supplements, and lower loss-adjustment expenses across the portfolio. No waiting. No estimating. No catching up.
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Roof & Exterior Measurements
Fast, precise measurements when you need them most
In a CAT event, the estimate is only as good as the measurements behind it. Nearmap Roof and Exterior Measurements deliver precise dimensions — roof geometry, walls, windows, and doors — at ±1.6% accuracy, directly integrated into Xactimate. Results can be available in hours, not weeks. This means fewer disputes, lower LAE, and faster settlement for the policyholder.
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itel Pricing
The market's only guaranteed materials pricing
Measurements tell you what needs replacing. itel pricing tells you what it costs — accurately, locally, and with a guarantee behind every number. Integrated directly into your estimating platform, itel materials pricing eliminates the adjuster-contractor pricing dispute before it starts. Because in a CAT event, a disputed estimate doesn’t just delay one claim. It can delay all of them.
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itel analysis
Repair or replace? Get the right answer.
In a mass-loss event, getting the repair-or-replace determination right on every roof claim is the difference between a manageable portfolio response and a wildly over-reserved one. itel Roof Repairability Analysis delivers a fast, independent, guaranteed determination. Adjusters move to the next claim, homeowners get back to normal sooner, and LAE stays under control across the book.
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Temporary Housing
A damaged home needs an immediate alternative
Nearmap Temporary Housing provides full-service hotel and rental placement directly to displaced homeowners, available 24/7/365. Backed by a dedicated support team, the placement process removes a significant burden from adjusters during the most demanding phase of a CAT response. Your team stays focused on claims, and policyholders get the support they need without delay.
“After a hurricane it’s like a warzone. We can’t get in there by vehicle. Nearmap imagery allows us to see the damage from above. We can view entire neighborhoods to see how hard they were affected; if powerlines are down and start to determine where to send resources.”
Noel Bunol, Executive Vice President, Gulf States Insurance
“The imagery and data provided by Nearmap before and after the storm allowed us to more accurately predict which homeowners would be impacted by the storm. We were able to meet our customers where they were and provide immediate help and support for their recovery.”
Adam Sturt, Chief Analytics Officer, Kin Insurance
The complete source of post-CAT property intelligence
From pre-storm staging to post-event damage assessment to guaranteed settlement pricing — Nearmap is the only provider that covers every stage of the CAT response lifecycle from a single source.
Applications
Imagery
Insights
See the full CAT response in action
Schedule a time to discover how ImpactResponse, property measurements, guaranteed pricing, and repairability analysis work together — using real imagery from a recent event in your region.
Try Nearmap