Insurance
Property intelligence purpose-built for insurance
Indemnity is rising. Workforces are shrinking. Policyholders expect faster, fairer outcomes. The carriers navigating all three challenges need complete, current property intelligence that spans the full policy lifecycle — from first quote to final settlement.)
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Complete property intelligence for the full policy lifecycle
Every carrier is wondering how to make decisions faster, without sacrificing accuracy. With current aerial imagery, AI trained on proprietary data, and guaranteed materials pricing that eliminates the disputes that slow claims down, Nearmap is the complete solution. From the moment a property is quoted to the moment a claim is settled, every decision is backed by a verified source of truth. The end-to-end ownership is what lets us guarantee accuracy, consistency, and defensibility at every layer.
Improve operating ratios
Sharpen risk selection, reduce avoidable losses, and manage indemnity accurately with high-resolution aerial imagery, 130+ AI insights, and guaranteed materials pricing.
Settle claims faster
Speed and accuracy aren't competing priorities when your data is complete. Remotely assess damage, measure properties precisely, and price materials confidently.
Build customer loyalty
Fast, consistent, and defensible decisions from quoting through claims transform policyholders into advocates. When the data is complete and the process is transparent, policyholders trust the outcome.
The proof is in the ROI
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A single source of truth for underwriting & claims
Most property intelligence providers serve underwriting or claims — not both. Nearmap bridges both sides of the house with the same complete, verified data. The property that was quoted accurately is also the property that needs an accurate claims settlement. No data gaps between teams. No inconsistent assessments. No surprises at renewal.
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Quoting
Current property data prefills the quote, reducing manual entry and improving accuracy from the first interaction.
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New Underwriting
130+ AI insights and peril scores give underwriters a complete risk picture before writing the policy.
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Renewals
Continuous monitoring flags changes between cycles so renewals reflect current conditions.
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Loss Control
Identify and communicate risk proactively to reduce losses before they happen.
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Claims Pricing
Guaranteed materials pricing and precise measurements shorten the settlement cycle and eliminate the most common dispute points.
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Catastrophe Response
Post-event imagery and AI damage classification let carriers triage thousands of properties remotely as soon as 24–48 hours after a an event.
Visit Catastrophe Response“Our average inspection costs have been cut by 77% per location, and the total inspection budget over 5 years has reduced by 42%.”
Shawn Kain, SVP & Chief Underwriting Officer, Utica First Insurance Company
“Before we write any piece of new business, we ‘Betterview,’ aka pre-inspect each building. The outcomes drive better decisions as the desk level. The upfront benefit to pre-inspections is saved time and money, and a reduced need for onsite inspections.”
Nancy Newmister, CEO, Frederick Mutual
“Nearmap imagery is one source of truth that allows us to understand many attributes about a property that standard data sources may not catch. Recent imagery from Nearmap allows us to review the insights against the analytics and truly understand the property’s condition.”
Adam Sturt, SVP of Data and Analytics, Kin Insurance
“Before we write any piece of new business, we ‘Betterview,’ aka pre-inspect each building. The outcomes drive better decisions as the desk level. The upfront benefit to pre-inspections is saved time and money, and a reduced need for onsite inspections.”
Nancy Newmister, CEO, Frederick Mutual)
Capabilities that give a competitive edge
Nearmap captures up to 3x annually across North America at 1.57-2.95 in/4.4-7.5 cm or better resolution, giving underwriters and claims teams a current view of every property in their portfolio. Regional carriers using Nearmap reported reducing inspection costs by up to 70%.
AI designed for insurance
130+ AI insights and scores (roof age, condition, materials, peril vulnerability, and more) derived entirely from imagery Nearmap owns. Because the source data is proprietary, every insight is traceable, auditable, and defensible. Insights are delivered in under two seconds across 151 million U.S. parcels.
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Guaranteed materials pricing
A proprietary pricing algorithm synthesizes millions of data points from manufacturers, suppliers, retailers, and contractors to produce accurate, localized pricing for any building material. Each price is backed by a guarantee. That’s why Nearmap is trusted by all Top 100 North American P&C insurers.
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Rapid post-catastrophe response
ImpactResponse delivers high-resolution post-event imagery and AI-powered damage classification as soon as 24–48 hours following a qualifying disaster.
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Every tool in one place
Nearmap property intelligence is delivered through platforms and integrations that fit directly into the tools your teams already use — from Guidewire and Xactimate to Esri and more.See the difference complete property intelligence makes
Schedule a time to walk through how Nearmap works across your specific workflows — underwriting, renewals, claims, or CAT response — with real data from your area of interest.
Experience Property Intelligence