Accurate property intelligence allows underwriters to continuously monitor property condition with up-to-date property intelligence and automated change detection — helping them avoid surprises at the time of renewal.
Aerial imagery is captured in leading 1.57-2.95 in/4.4-7.5 cm or better and refreshed up to 3x per year — providing valuable property insights for 88.5% of the U.S. population. This level of resolution and frequency provides the most up-to-date condition of a property prior to policy renewal.
When new imagery is available, Continuous Monitoring automatically detects changes in property conditions, such as increases in roof staining, missing shingles, Roof Spotlight Index, and more. This helps you easily identify potential issues before they become costly problems.
With Continuous Monitoring, you can avoid unexpected surprises at time of renewal. Stay informed about property changes that could impact coverage and premiums — like the addition of solar panels or a swimming pool.
Complete property reports
Continuous Monitoring tracks peril event reports (e.g., hail, wind, snow, or wildfires) and permit records. This allows underwriters to readily scan a property’s history and understand the sequence of events — even between aerial imagery updates — ensuring a complete and accurate risk assessment.
Underwrite without going onsite
In-person property inspections can be costly. Powered by high-resolution imagery, the Betterview platform reduces these costs by enabling remote desktop inspections. Only send inspections to properties with significant roof deterioration and automatically renew policies with no changes.
“The Betterview platform is fast, accurate, and cost-effective. Not only have they reduced our inspection costs, but they continue to provide exceptional value beyond what we have seen before from any Insurtech partner.”
Shawn Kain, SVP & Chief Underwriting Officer, Utica First
“[Betterview and Portfolio Intelligence] is very helpful when we do agency reviews. I can identify the agencies that are underperforming, give these insights over to my underwriting manager for re-underwriting effort. Now I'm doing a surgical strike on my book of business on what matters most, which is more time efficient, more payroll efficient, and more budget friendly.”
With pre-built intelligence aggregating property-level insights across the whole book and comparing them against the market, underwriting teams can better understand risk concentration and exposure and pinpoint geographies or segments where they have drifted from market norms, before claims and losses set in.