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Take the storm by storm

Effect immediate, strategic policy decisions, reduce avoidable losses, and better serve your customers with Hurricane Risk Insights.
Demo Hurricane Risk
Tue Apr 12 2022
Thu Sep 29 2022
Hurricane Ian

Storm damage in Florida

Predict & prevent hurricane losses

Insurers need comprehensive hurricane insights to protect their customers and build resilience while storm severity increases. Hurricane Risk Insights on the Betterview platform include structural vulnerability detections and regional hazard data so you can see the complete picture of risk on a single screen.Learn about Betterview

Streamline underwriting

Instantly access vulnerability for properties in hurricane zones, automating approval for properties with high scores and allocating more resources to those with low scores. Confidently renew or write new business in hurricane-prone regions.

Grow profitability

Provide coverage in coastal regions avoided by other insurers. Anticipate future loss payouts while growing your business and serving new customers.

Price accurately

Use pre-filed Hurricane Vulnerability Scores to accurately price based on each property’s hurricane risk.

Predict & Prevent

Hurricane Risk Insights reveal property attributes contributing to higher claim risk, empowering underwriters or agents to work with policyholders to proactively mitigate risk — building trust, and avoiding future claims.

What makes our insights different?

Simplified, intuitive scores for streamlined processes

Focus on structural vulnerability and regional hazard

Transparent data to predict and prevent losses

Relevant insights. Reliable score.

Hurricane Vulnerability Score

Computer vision models analyze high-resolution aerial imagery to identify property vulnerability, spotlighting factors like tree overhang, roof shape, and roof condition. All relevant spotlights are combined into a Hurricane Vulnerability Score, which is trained on historical claims and damage. Graded from 1 (most vulnerable) to 5 (least vulnerable), this score is a reliable indicator of a property’s hurricane vulnerability.

More data. More Actions.

Regional & Local Hazard

Hazard refers to the likelihood a property will experience a hurricane based on geographic and other contextual factors. Access trusted third-party partners like Guidewire HazardHub and public data from FEMA for regional/local hazard information — including proximity to the coast, historical hurricane activity, and community resilience.

Pre-filed in more than 10 states

Ready for rating

Confidently apply our models to your hurricane ratings. We worked with Milliman Appleseed to pre-file our Hurricane Vulnerability Score with hurricane-prone states.

Case study: Hurricane Ida

In 2021, we scored two adjacent properties in LaPlace, LA, which was then hit hard by Hurricane Ida. The higher-scoring property was relatively unharmed, while the lower-scoring property experienced major roof and structural damage — demonstrating that our Hurricane Vulnerability Score is a clear indicator of risk.

Hurricane Risk Whitepaper

With Hurricane Risk Insights, you can proactively recommend mitigation steps to policyholders, such as replacing an old roof. You can become an insurance hero who helps make homes and businesses more hurricane-resilient and avoid massive disruption.Read Hurricane Risk Whitepaper

Predict & Prevent

Provide your policyholders with calm before the storm with Hurricane Risk Insights

Demo Hurricane Risk
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