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See the peril. Avoid the risk.

Mitigate your peril risk with property condition, natural-hazard risk, and more geospatial datapoints.
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Thu Jul 27 2023
Sun May 26 2024

Wildfire Risk

Wildfire Risk Insights reveal the exact property attributes contributing to higher claim risk, empowering underwriters or agents to work with policyholders to proactively mitigate risk

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Hurricane Risk

Score vulnerability for properties in hurricane zones, automating approval for properties with high scores and allocating more resources to those with low scores.

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Wind Risk

Use machine learning and computer vision models to reveal property vulnerability by accurately identifying factors like missing shingles, roof stains, roof material, and roof shape.

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Hail Risk

Understand hail claim risk on a property-level, selecting good risk while managing or reject bad risk.

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Predict and prevent losses

Get ahead of peril events with AI-powered insights. AI can reveal correlations between visible property condition and losses and train models to predict future claims.

Less risk in high-hazard regions

Leverage historical claims datasets, natural disaster risk maps, and computer vision detections for accurate risk assessment and peril rating decisions in high-hazard regions.

Smartly scale property protection

Transparent peril scores allow underwriters and loss control teams to proactively communicate mitigation steps to policyholders and better protect their homes, businesses, and communities.

Get a complete, transparent view of risk



lift in claims predictions with peril insights



states approved peril models for rating



hazard data providers integrated into the platform



U.S. population covered, up to 3x a year

Accurate data. Precise predictions.

Predicting the future is only possible when the data is accurate. Our property intelligence is reliably fresh (with new data captured daily) and enhanced with AI-powered vulnerability insights. That’s why Peril Risk is trusted by insurers to identify exposures, anticipate damage, and protect their customers.View Peril Risk in Betterview

Vulnerability Scores

Score your risk of severe weather events such as wildfires, hurricanes, hail, and wind. Based on historical claims datasets and computer vision detections like defensible space and roof condition, vulnerability scores enable rapid, accurate underwriting and rating decisions in high-hazard regions.

Claims Predictors

Combine hazard scores with AI-powered vulnerability scores to make all-inclusive Claim Predictors. Synthesizing property-level vulnerability with historical event data and predictive modeling, each Claim Predictor is a single, precise, and actionable indicator of future claims.

Filed for Rating

Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S. Backed by Milliman, one of the world's largest providers of actuarial, risk management, and technology solutions, Appleseed enables insurtechs to meet regulatory requirements faster, more easily, and at lower cost. Collaborating with Milliman Appleseed and using their extensive ratemaking experience and trusted relationships with state insurance regulators, Nearmap predictive peril scores are validated for fast, cost-efficient approvals.

Overcome today’s biggest insurance challenges


Combat inflated replacement costs and premium leakage by accurately matching price to risk for policies in peril zones.


Policyholders want a personalized approach to risk management. Meet these expectations with insights that proactively inform them of their peril exposure level.


Increasing climate disaster risk calls for a higher quality of property intelligence. Peril insights are predictive and actionable, helping to build resilience in a changing climate.

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Boost your claims prediction by up to 26x with Peril Risk

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