The new standard in roof intelligence
Oct 2025
The next generation of our patented imagery-only roof age solution, delivering the most accurate, transparent, and defensible roof installation dates available.
Oct 2025
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Roof age has long been one of the most critical factors in understanding property risk. Yet, for decades, insurers have had to make do with unreliable or incomplete data — depending on self-reported homeowner details, scattered permit records, or costly on-site inspections. These approaches are often slow, error-prone, and inconsistent, leading to mispriced policies, poor risk selection, and unnecessary inspection spend.
Nearmap is changing that. Today, we’re proud to announce Roof Age Gen2, the next generation of our original patented imagery-only roof age solution. Built on our own aerial imagery and enhanced with AI-powered modeling and multi-source datapoints, Roof Age Gen2 delivers the most accurate, transparent, and defensible roof installation dates available — at scale and in under 2 seconds.
From estimates to evidence
By controlling the entire process — from camera technology, flight planning, and imagery capture to the AI models — Nearmap delivers reliable, accurate, and scalable roof intelligence. This end-to-end ownership provides a stable foundation for AI, trained on millions of proprietary aerial captures to achieve greater precision. Vendors reliant on third-party imagery risk losing access and facing costly, time-consuming model retraining. Our full-stack approach eliminates these vulnerabilities.
Roof Age Gen2 fuses multiple streams of data sources — including Nearmap-owned high-resolution aerial imagery, permits, assessor records, climate data, and an AI deep learning model — into one comprehensive model. Every roof age score is supported by evidence and a transparent trust score, helping insurers meet regulatory requirements with the confidence to act.
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The result is dependable, consistent roof age information you can trust, setting a new standard for reliability in the industry.
“With Roof Age Gen2, we’ve set a new standard for transparency, accuracy, and speed in roof intelligence,” said David Tobias, Chief Product Officer at Nearmap. “For insurers, this means more accurate quotes, better risk selection, and fewer premium leakages, all with instant, evidence-based confidence.”
Accuracy and scale redefined
Roof Age Gen2 represents a major leap forward in both accuracy and coverage. The new generation delivers a roof installation year within one year of the true install (the multi-imagery model) with 95% accuracy and has preprocessed nearly 100% of parcels across the contiguous United States.
And speed is built into the system. Because the dataset is preprocessed nationwide, insurers can access results in under two seconds, enabling instant quoting while reducing friction in underwriting workflows.
Roof Age by the numbers
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“Roof Age Gen2 is not an enhancement, it’s a complete re-architecture of how roof age can and should be calculated,” said Jason Bonner, Product Manager at Nearmap. “Owning the imagery source enables us to train the model with a vast amount of historical imagery that our competitors could not match. This, combined with the new multiple-source approach, ensures reliability and accuracy of roof age data, enabling carriers to move faster, reduce risk, and optimize their inspection resources.”
Powering better outcomes across the policy lifecycle
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Roof Age Gen2 was purpose-built for underwriters, actuaries, and risk managers who need reliable, scalable property insights to support critical decisions. With defensible roof age intelligence at their fingertips, carriers get:
- Instant insights:
Pre-fill roof age during quoting to improve speed and accuracy
- Improved risk selection:
Flag high-risk roofs and optimize inspection schedules with accurate roof age and condition insights.
- Smarter pricing & policy terms:
Fine-tune rating algorithms and reduce premium leakage with evidence-backed, real-time data.
- Regulatory compliance:
Support state-specific requirements, such as Florida’s roof age rules, with defensible, timestamped records.
Seamless access through Betterview and beyond
Roof Age Gen2 is now available through the Betterview platform, via API, Portfolio Intelligence, and through enterprise integrations like Guidewire and Duck Creek accelerators. Whether accessed as a standalone solution or combined with other Nearmap insights such as roof condition, materials, and post-CAT imagery, the product enables carriers to build a complete, AI-powered view of property risk and opportunity.
For insurers, the result is simple: faster quotes, smarter underwriting, and stronger financial outcomes.
Experience the power of Roof Age Gen2
Stop losing money to inaccurate or incomplete roof data. With Roof Age Gen2, insurers finally have a scalable, transparent, and defensible way to understand roof risk with confidence.