Answer every property question with certainty
Property decisions made on incomplete, licensed, or assembled data carry risk that compounds quietly. In a claim that settles wrong. A design built on false assumptions. A renewal written against a property that no longer matches its record. Nearmap eliminates that risk at the source. Owned geospatial capture. AI trained on that data. Guaranteed materials pricing derived from it. One complete stack. One owner. Every answer defensible.Trusted by the organizations that can't afford to get it wrong
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What is property intelligence?
Not an image. Not a dataset. An answer.
Property Intelligence is what happens when geospatial capture, AI analytics, and verified materials data are combined into a single, owned source of truth. Nearmap is the only provider that delivers this by owning every layer of the intelligence stack. Patented capture technology that sets the resolution and cadence of every survey. AI trained exclusively on that data. And itel’s 30-year materials database powering guaranteed pricing. When you own the source, you can stand behind the output. That is what makes every Nearmap answer defensible.
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Replace scheduled inspections, manual site visits, and field surveys with current, verified intelligence — accessible from the desktop across every property in your portfolio.
The numbers behind the intelligence
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Three layers. One owner.
Nearmap Property Intelligence is the result of 15+ years of deliberate investment in a single direction — owning every step of the intelligence value chain so that every output is accountable to a source we control. The patented cameras. The processing pipeline. The AI models. The materials database. The result is an intelligence architecture that improves with every survey flown, every model retrained, and every new property added to the archive.
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Nearmap surveys the nation up to 3x per year — following seasonal leaf-off and leaf-on patterns, optimal sun angles, and weather windows to maximize resolution and clarity at every capture. Patented, proprietary camera technology provides sub-3-inch resolution across 87% of the U.S. population on a predictable cadence. This proactive coverage delivers an average recency of five months across covered markets.
Sub-3-inch resolution across 87% of the U.S. population — inspection-level clarity at portfolio scale.
Up to 3x annual captures in North America. Average recency of five months vs. thirteen to twenty months for leading competitors.
2–3 day turnaround from raw capture to published intelligence through a processing pipeline Nearmap owns.
15+ year historical archive of date-stamped captures — enabling before-and-after analysis, change detection, and pre-existing condition identification that is verifiable.
AI trained on millions of images
Nearmap AI is trained entirely on imagery we capture and own. That closed loop (own the source, train on the source, validate against the source) is what makes every insight traceable and every score defensible. As Nearmap trains on its own data, accuracy improves with every new survey flown.
130+ property attributes, including roof condition, age, materials, peril vulnerability, solar panels, vegetation, surfaces, building footprints, and more — updated with every survey.
Roof Age with 95% accuracy within one year of actual replacement date — delivered in under two seconds across 151 million U.S. parcels.
Peril vulnerability scores with 60+ pre-filed rate filings across 37 U.S. states — scores defensible enough to submit to regulators for hurricane, wildfire, hail, and wind.
Post-event damage classification with greater than 97% damage detection accuracy validated by independent analysis — FEMA-aligned five-tier classification across every affected property.
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The only pricing guarantee in property intelligence
Every other pricing tool in the market gives you a number. itel gives you a guarantee. Backed by a 30-year proprietary building materials database, every price itel delivers is fulfilled by a named supplier at the stated amount — through supplements, contractor disputes, and legal proceedings. This guarantee is only possible because Nearmap owns the database behind every number. No other property intelligence provider offers this.
30-year proprietary database for roofing, siding, flooring, and cabinetry — including discontinued materials that no other database carries.
Material matching to confirm whether a product is still available or requires full like-kind replacement — before the claim is settled.
Repairability analysis for independent, objective determination of what needs replacing and what can be repaired — removing adjuster discretion from the equation.
Fulfillment guarantee by a named supplier providing the materials at the stated price — In writing, through any dispute.
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The products that turn questions into answers
Every property question has a Nearmap product built to answer it. Current conditions for underwriting. AI-derived risk for portfolio management. Guaranteed pricing for claims. Post-disaster damage intelligence for CAT response. Site context for engineering and construction. And continuous monitoring for the properties that need watching between decisions.
Geospatial capture
The source layer. Patented, proprietary camera technology captures the built environment at sub-3-inch resolution. Vertical, Oblique, Panoramic, True Ortho, Near-Infrared, and 3D content, all from a single owned capture program running 365 days a year.
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Nearmap AI
Roof condition, age, materials, peril vulnerability, solar panels, vegetation, surfaces, building footprints, and more — automatically updated with every survey. Because the source data is proprietary, every insight is traceable, auditable, and defensible. And the AI that gets more accurate as the data library grows.
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MapBrowser
Cloud-native access to imagery, AI insights, 3D data, measurement tools, and historical comparison — without needing a GIS specialist for every request. Designed for the teams that need answers quickly from any connected device. See any property, from every angle, at any point in the 15+ year archive.
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Betterview
The property intelligence and risk management platform purpose-built for P&C insurance. Automated flagging, continuous book monitoring, Portfolio Intelligence, and Partner Connect — powered by Nearmap imagery and AI. Integrates directly with core insurance systems. Built for underwriting, renewals, and loss control from a single platform.
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ImpactResponse
A dedicated post-catastrophe intelligence program. Nearmap delivers intelligence as soon as 24-48 hours after a qualifying event clearing — providing FEMA-aligned damage classification across every affected property before most competitors have flown a single post-event survey. Built for carriers, emergency managers, and government agencies that need fast, accurate data.
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The materials pricing and claims intelligence product for P&C insurers, adjusters, and contractors. Delivers guaranteed building materials pricing — roofing, siding, flooring, and cabinetry. For claims teams managing indemnity at scale, that guarantee eliminates the disputes, supplements, and adjuster discretion.
Explore itelProperty intelligence applied to your decisions
Property Intelligence delivers different outcomes depending on who is using it. For P&C insurers it means underwriting with current conditions, settling claims with guaranteed pricing, and triaging CAT damage before adjusters mobilize. For government agencies it means reviewing parcels remotely, catching unpermitted development automatically, and assessing disaster impact without entering the field. For AECO firms it means scoping sites from the desktop, eliminating design rework, and giving every project stakeholder a shared source of truth.
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P&C insurers use Nearmap Property Intelligence to price risk accurately at the point of underwriting, settle claims, and respond quickly to catastrophic events. Current aerial intelligence prefills quoting workflows in under two seconds. AI-derived risk scores — including roof condition, age, materials, and peril vulnerability — are filed in 37 U.S. states. And itel’s guaranteed materials pricing eliminates the disputes and supplements that drive up LAE and extend settlement timelines.
Frederick Mutual Insurance: 57% improvement in direct loss ratio over five years
Utica First Insurance: Average inspection time from 30+ days to 30 seconds. Inspection costs down 77% per location
Kin Insurance: 40,000 properties assessed remotely after Hurricane Ian — 50%+ of claimants supported within five days
What can you do with with complete property intelligence?
Every quote below belongs to a team that decided with certainty, because the intelligence behind the decision was complete.
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“Before we write any piece of new business, we pre-inspect each building. The upfront benefit is saved time and money, and a reduced need for onsite inspections.”
Nancy Newmister, CEO, Frederick Mutual Insurance
“We worked out that this probably saved us around 60% of time rather than using other methods of using data — like 2D construction sequencing, pages and pages of reports — real-life context is super important.”
Steven Coyle, Digital Lead for Australia, Arcadis
“Nearmap high-resolution data fuels our engineering designs and workflows. The team achieved at least 20% time savings through reduction in rework efforts.”
Todd Rogers, BIM Manager, Walter P Moore
“One of my favorite days was when I showed my Executive Director how Nearmap could identify paved road center lines — allowing us to adjust our proposed road center lines on a roadway.”
Sharon Nichol-Jost, Director of Data Integrity, Bexar Metro 911
When you own the data, you can defend the answer
Four layers. All of them owned. Patented cameras engineered for sub-3-inch resolution. A processing pipeline that publishes intelligence in days. AI trained on 1.42 million images and 13+ years of proprietary data — the largest owned training dataset in the property intelligence market. And itel’s 30-year materials database backing every guarantee. Those four layers power leading recency, accuracy, and fulfillment. Recency because Nearmap sets its own capture cadence. Accuracy because the AI trains on owned data. Fulfillment because the 30-year database makes every price a guarantee, not an estimate.
Certain decisions start with Nearmap Property Intelligence
Property decisions made on owned, current, and guaranteed intelligence hold up — in a rate filing, an appeal, a supplement, or a boardroom. Book a demo and see what that looks like for your specific decisions.
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