This summer has been one of ravaging events, with wildfires, floods, tornados, and more wreaking havoc across the nation — culminating in Hurricane Ida. It’s during times like these that insurers need to have the ability to act quickly and provide relief to grieving policyholders. Manual field adjustments take too long, while streamlining claims without the proper tools can lead to mistakes. Using aerial imagery, insurers can readily assess the scope of damage to a policyholder’s property.
Nearmap provides both past and present aerial imagery to help insurers see properties pre- and post-catastrophe. Captures before an event offer a data-rich assessment of the property, from the overall size and condition of the structure, down to the type and quality of construction materials used. Post-event captures display the extent of the damage, allowing carriers to review and approve claims without the need to send someone for an onsite inspections — a time and cost consuming task that can also be dangerous in the catastrophe’s aftermath.
Pre- and post-cat images also give a clear, complete view of the entire perimeter of the property, so insurers can verify the existence of any exterior features and ensure claims are paid out properly.